NBF offers up to 4% bonus earnings on new business accounts

Businesses in the UAE could earn up to 4 per cent per annum in bonus earnings on their existing cash balances through a new campaign from National Bank of Fujairah (NBF). The offer, which runs until 30 November 2026, is available to eligible new-to-bank business customers who open qualifying AED and USD current and call accounts.

To take part, companies need to maintain a minimum average monthly balance of Dh500,000 or $500,000 in fresh funds. Bonus earnings are calculated monthly and credited to eligible accounts for up to three consecutive qualifying months from the account opening date, subject to the campaign's terms and conditions. The exact rate depends on the applicable balance slab.

Unlike products that require funds to be locked into a separate investment, this offer is linked to balances held in everyday business accounts, giving firms the chance to earn extra income while retaining access to their cash for operational needs. The bank says the campaign is aimed at wholesale banking segments.

For finance teams, the timing of large payments or upcoming expenditures can leave cash sitting idle. The bank notes that businesses anticipating supplier payments or equipment purchases may benefit from reviewing how their available balances are working. Choosing an account that pays bonus earnings on qualifying funds can add a useful layer of return without changing day-to-day cash management.

NBF also has an Islamic banking arm, NBF Islamic, which offers Shariah-compliant alternatives for businesses that prefer that route. Further details on eligibility, rates and terms are available at nbf.ae or through an NBF Relationship Manager.